https://www.sugese.fi.cr/seccion-polizas-registradas/pólizas-vigentes

•  Death due to any reason
• Total and permanent disability
• Funeral expenses

• Commitment or attempting of committing from the Insured, of assault, murder, crime, infraction or any other violation of attempting of violation of the law or resistance of arrest.
• War (declared or not), armed hostilities, civil war, invasion, revolution, rebellion, insurrection, any war action, guerrilla, terrorism, and any other similar situations to the abovementioned and the actions led to avoid or to diminish them.

For death:

• The Insured´s beneficiary or family member, must present himself/herself to the Centro de Negocios de la Mutual, to notify.
• To hand in a letter, asking for the granting of the life insurance, for the debtor´s credit operation which the death person had with the Mutual.
• Official death certificate issued by the Registro Civil, with specifications of the death´s reason, with the corresponding leaf, sheet number and entry.
• Photocopy by both sides of the death´s person identification card.
• Summary trial issued by the O.I.J. (in case of accidental death) which contains the description of the facts and the forensic laboratory proofs about alcohol (OH) or toxics in blood.
• The beneficiary must indicate in a written way the medical centers where the Insured was attended.
• The beneficiary must sign the authorization form to review the clinical documents where the Insured was attended.
• Photocopy by both sides of the beneficiary(ies) and/or family members who presents the claim under this policy.

FOR TOTAL AND PERMANENTE DISABILITY:

• The Insured, must present himself/herself to the Centro de Negocios de la Mutual, to notify.
• To hand in a letter, asking for the granting of the insurance life, referring to disability.
• Photocopy by both sides of the Insured´s identification card.
• Official declaration of permanent disability issued by an official medical entity very well authorized for this effect, which indicates that the disability is NOT SUBJECT TO ANY REVIEW, the diagnosis and the exact date the disability began.
• Disability declaration from the Magisterio.
• Disability declaration from the Poder Judicial (only for the Poder employees)
• The Insured must indicate in a written way the medical centers where he was attended.
• The insured must sign the authorization form to review the clinical documents where he was attended.
• In case the CCSS does not give the disability pension, he/she must ask for a document which indicates the reason. And a “medical certification which determines the loss of a 67% or more of his/her organic or functional capacity which does not permit him/her to work.
• Verification of the working status of such Insureds at the moment the event happened: copy of the tax annual declaration, copy of the service contract or certification issued by the ex-employer.

FOR FUNERAL EXPENSES:

• The Insured´s beneficiary of family member, must present himself/herself to the Centro de Negocios de la Mutual, to notify.
• To hand in a letter, asking for the granting of the funeral expenses benefit, provided by the life insurance the Insured had related to the credit with the Mutual.
• Photocopy by both sides of the Insured´s identification card.
• Death certificate issued by the competent authority.