INS

FIRE-GROUP INSURANCE

Home- Insurance 2000

A. Hostile fire and lighting: (casual fire and lighting smoke by fire of undergrowths, forests, jungles, etc.)

B. Several risks: (strike, legal stoppage, riot, or unkind acts, collision of vehicles or airships, free, antennas, explosion, rain, leak)

C. Flood, sliding and winds: (flood, sliding, winds, hail, water elevation)

D. Nature convulsions: (tremor and earthquake and the fire derived from it, volcanic eruption, seaquake, subterranean fire and the fire derived from them).

MULTI-ASSISTANCE AT HOME: calling 800800-8000

Plumber

  • Locksmith
  • Electricity
  • Glass breakage
  • Coodination and repair if gas leak
  • Transportation by ambulance or taxi to a programmed medical appointment
  • Transportation service from house-airport and vice versa
  • Connection with professionals, medical-hospital and pharmaceutical references, that the insured needs to consult

CONTENTS:

It applies for a maximum amount of $1.000.000.

  • Actions or omissions of the Insured, his/her employees or any person acting in his/her representation or to whom the custody of the items has been assigned, which at the Institute´s criterion produce or aggravate the losses.
  • Losses or damages to the insured property due to fermentation, own vice or spontaneous combustion, or by heating or drying out procedures, to which it has been submitted.
  • Buildings fallen, sank, or collapsed. If the whole or a part of the building object of his policy, or which contains the insured property, or of the whole or a section of the property to which such building forms part, would fall down, sink or collapse, this insurance will stop its coverage from that moment on, both for the building as for the contents, only if the Insured can prove that the falling, sinking or collapsing were provoked by a risk covered under this contract.
  • Looting, either during or after an accident.

Direct losses which have their origin in design errors or construction defects, even though the immediate cause are risks covered by this policy.

  • The Insured, must present himself/herself at the Centro de Negocios de la Mutual, to notify.
  • To hand a letter, asking for the granting of the fire insurance coverage, which he/she has in relation to the credit with the Mutual, and which covers damages in the house structure, indicating date of the accident, detail of damages, telephone numbers and electronic address.
  • Photocopy by both sides of the Insured´s identification card.
  • Photos of the house´s areas where the damages could be verified.
  • Provisional invoice of the materials and labor for the repair of the damages.

For all the benefits abovementioned, the Insurer Company could ask for any additional requirements which it considers necessary for the claim analysis.

Business and Industrial Fire

A. Hostile fire and lighting: (casual fire and lighting, smoke by fire to undergrowths, forests, jungles, etc.)

B. Several risks: (strike, legal stoppage, riot or unkind acts, collision of vehicles or airships, trees, antennas, explosion, rain, leak)

C. Flood, sliding and winds: (flood, sliding, winds, hail, water elevation)

D. Nature convulsions: (tremor and earthquake, and the fire derived from them, volcanic eruption, seaquake, subterranean fire and the fire derived from them)

G. Rain and leak: (with exclusion for Almacenes de Depósito Fiscal y/o General

  • Actions or omission of the Insured, his/her employees or persons acting in his/her representation or to whom he/she has assigned the custody of the items, which at the Institute´s criterion produce or aggravate the losses.
  • Losses or damages to the insured property due to fermentation, own vice or spontaneous combustion, or due to heating and drying out procedures, to which it has been submitted.
  • Falling, sank, or collapsing buildings. If the whole or a part of the building object of this policy, or any one which contains the property insured in it, or if the whole or a section of the property of which the building forms part, would fall down, sank, or collapse, this insurance would stop its coverage at that moment, both for the building as for the contents, only if the Insured proves that the falling down, sinking or collapsing were provoked by a risk covered in this contract.
  • Looting, either during or after the accident.
  • Direct losses which have their origin in design errors, or construction defects, even though the immediate cause was provoked by risks covered in this policy.
  • The Insured must present himself/herself at the Centro de Negocios de la Mutual, to notify.
  • To hand in a letter, asking for the granting coverage offered by the policy, that he/she has related to the credit with the Mutual, and which covers the building structure, indicating date of the accident, detail of damages, telephone numbers and electronic address.
  •  Photocopy by both sides of the Insured´s identification card.
  •  Photos of the house´s areas where the damages can be verified.
  • Provisional invoice of the materials and labor for the repair of the damages.

For all the benefits abovementioned, the Insurer Company could ask for any additional requirements that it considers necessary for the claim analysis.

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